Privacy Policy

1. Introduction

Welcome to Splyt ("we," "our," or "us"). We are committed to protecting your privacy and handling your personal information with care and transparency. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the Splyt mobile application and related services (collectively, the "Service").

By using our Service, you agree to the collection and use of information in accordance with this policy. If you do not agree with any part of this policy, please discontinue use of the Service.

2. Information We Collect

We collect the following types of information to provide and improve our Service:

2.1 Information You Provide Directly

• Account information: Name, email address, and password when you register.
• Profile information: Profile photo (optional) and display name.
• Expense data: Expense descriptions, amounts, categories, and notes you enter.
• Friend/contact data: Names and contact details of people you add to groups or expenses.
• Communications: Messages or feedback you send to us.

2.2 Information Collected Automatically

• Device information: Device type, operating system version, and unique device identifiers.
• Usage data: Features used, screens visited, and actions taken within the app.
• Crash reports: Error logs and crash data to help us improve stability.
• Analytics: Aggregate usage statistics to understand how people use the app.

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the Splyt Service.
• Create and manage your account and authenticate your identity.
• Enable expense sharing and settlement features with your groups.
• Send push notifications about expense activity (you can opt out in device settings).
• Respond to your support requests and communications.
• Detect and prevent fraud, abuse, and security incidents.
• Analyze usage trends to improve our product and user experience.
• Comply with legal obligations.

We do not use your data for targeted advertising or sell it to third parties.

4. How We Share Your Information

We may share your information only in the following circumstances:

• With other users: When you add someone to a group or expense, they see the relevant expense data you've shared.
• Service providers: We use trusted third-party services (e.g., cloud hosting, analytics, push notifications) that process data on our behalf under strict data protection agreements. These include:
  • Appwrite – Backend infrastructure and database
  • Firebase (Google) – Push notifications, analytics, and crash reporting
• Legal requirements: If required by law, court order, or to protect the rights and safety of us or others.
• Business transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred. We will notify you before this occurs.

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data at any time through:

• Settings → Account Actions → Delete Account (in the Splyt app)
• Emailing us at support@splyt.in

Upon deletion, we will remove or anonymize your personal information within 30 days, except where we are required to retain it for legal or regulatory purposes.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These include:

• Encryption of data in transit (TLS/SSL) and at rest.
• Secure authentication and access control.
• Regular security reviews and vulnerability assessments.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Children's Privacy

The Service is not directed to children under the age of 13 (or 16 in some jurisdictions). We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.

8. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: Request a copy of the personal data we hold about you.
• Correction: Request correction of inaccurate or incomplete data.
• Deletion: Request deletion of your personal data.
• Portability: Request your data in a portable format.
• Objection: Object to certain types of processing.

To exercise any of these rights, please contact us at support@splyt.in.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by sending an in-app notification or updating the "Last updated" date at the top of this page. Continued use of the Service after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your data, please contact us: